A step-by-step guide for heirs who just inherited a property — what to do about utilities, insurance, probate, mortgage, and your selling options.
Inheriting a house can feel overwhelming, especially if you're also dealing with grief. Here's a practical roadmap for the first 30 days.
Transfer or continue utilities (don't let them disconnect), notify the homeowner's insurance (a change of ownership can void coverage), and secure the property if it's vacant.
Find out if the property needs to go through probate (depends on how it was titled). If there's a mortgage, contact the servicer — due-on-sale clauses don't apply to inherited property under federal law (Garn-St. Germain Act).
You have three choices: keep it, rent it, or sell it. A cash sale to KashHomeBuyers requires no repairs, no probate wait in many cases, and closes in 7-21 days. Get a free offer.