Part of the KashHomeBuyers Real Estate Glossary
Home equity is the difference between your property's current market value and the total amount you owe on all mortgages and liens against the property. If your home is worth $300,000 and you owe $180,000 on your mortgage, your equity is $120,000. Home equity represents real wealth that can be accessed through a sale. When you sell to KashHomeBuyers, we aim to preserve as much of your equity as possible within the constraints of our business model — we buy below retail market value (typically 70-85% of ARV) but eliminate all fees, commissions, and closing costs. For sellers who need speed or have distressed properties, the net proceeds from a cash sale often compare favorably to what they'd net after agent commissions, repairs, carrying costs, and extended timeline on the open market.
When you sell to KashHomeBuyers, understanding Home Equity helps you evaluate our offer and know exactly what to expect at closing. We explain every aspect of our offer calculation — including how Home affects your net proceeds — with full transparency and no pressure.
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