Lien — Real Estate Definition

Part of the KashHomeBuyers Real Estate Glossary

A lien is a legal right or interest that a creditor holds against your property as security for a debt. Common types include mortgage liens (your primary and secondary mortgages), mechanic's liens (from unpaid contractors), HOA liens (unpaid association dues), IRS tax liens, and judgment liens (from court orders). All liens must be satisfied — paid off — before a clean title can be transferred to a buyer. When you sell to KashHomeBuyers, our title company conducts a full title search to identify every lien on your property. All liens are paid at closing from your proceeds. You don't need to resolve them in advance. This is a major advantage of a cash sale: we handle all lien resolution as part of the normal closing process.

ARV (After Repair Value)Cash BuyerAs-Is Sale

How This Applies When Selling Your House Fast

When you sell to KashHomeBuyers, understanding Lien helps you evaluate our offer and know exactly what to expect at closing. We explain every aspect of our offer calculation — including how Lien affects your net proceeds — with full transparency and no pressure.

Get My Cash Offer →

← Back to Full Glossary